Credit Repair Consultant RL Kramer | Call +1 (406)-730 7989

Whether you are trying to improve your credit or build a positive credit history from scratch, there are a few financial mistakes you should almost always avoid. In order to find  credit repair  solutions, it’s important you take the right steps, or there is a risk of making the situation worse. Even one small mistake can result in a lasting damage, undoing all the hard work you have already achieved. Take a look at four of the most common credit repair mistakes that can hurt your credit report: Making Late Payments   The largest factor determining your credit score is your payment history. This includes any type of financing payments, like credit cards, student loans, mortgage, car loans, and any other kind of personal loan. But even things like your cell phone bill or utility payments have the potential to impact your credit report if you leave them unpaid for too long. Hence, it is extremely important to avoid paying any of your bills late. Applying for Too M

If you have an overdue student loan, years of high credit card balances, collections, then you probably know that you are under the radar of bad credit. With poor credit, you may not be able to get approved for new credit products like credit cards. Which means your dream of buying a new car or a house may remain in your dreams. At such time some credit repair companies may entice you to fix your credit in no time. But, don’t fall for scams promising easy, overnight credit repair. If you want to fix your poor credit, you can do it yourself or could take help from an established credit repair expert . Here are five steps towards building better credit that you can do yourself: Know where you stand Before you start this mission of credit repair, get copies of your full credit reports from all three bureaus- Experian, TransUnion, and Equifax. You can get your reports free once a year. Other websites may claim to offer free reports but don’t depend on them as they are oft